A new innovative product which will help you understand the condition of your prospective purchase, with the report sent to you on the same day that the inspection is carried out.

Standalone to the lender valuation, Homescore does not carry a property value, which helps to prevent disruption to the mortgage application process.

The valuer will rate 18 different areas of the property from 1-10 and comment on the reason for the specific rating, making it easy to understand and providing you with actionable steps that can be taken to rectify any issues.

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Easy-to-read survey with no jargon

Survey returned within 24 hours of inspection

Surveyor can ‘zoom in’ on any specific areas of concern

Exclusively available via your adviser

Quick and simple referral process

Standard Mortgage Valuation

A Standard Mortgage Valuation is not a survey, it is a report required by lenders to confirm that a property provides suitable security for their mortgage.

It provides a limited inspection for lenders, and should not be relied on by consumers when deciding whether or not to buy a particular property.


Includes a valuation figure and covers basic property details

Estimates re-building costs for insurance purposes if required

Helps confirm that a property provides suitable security for a mortgage

Homebuyer Report

A HomeBuyer Report is intended for conventional, residential properties appearing to be in a reasonable condition which have not been subject to significant alterations.

In it, you will find the surveyor’s professional opinion on the particular features of the property which affect its current value, and which may affect its future marketability.

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More comprehensive than the standard mortgage valuation

Focuses on essentials like urgent or significant defects

Informs the decision on whether or not to proceed with a purchase

Decisions and actions to be taken before exchanging contracts identified

Specialist Report

Often, the need for further specialist reports is identified by a Standard Mortgage Valuation, HomeBuyer Report or Building Survey.

The need usually arises on specific issues such as damp, drainage or structural problems.

Helps keep your mortgage application process moving

Helps avoid, minimise or plan for future expenditures

Available off-the-shelf to make the journey as smooth as possible

Delivered at fixed prices from reputable experts

Building Survey

Suitable for most residential properties and more in-depth than a HomeBuyer Report, a Building Survey is likely to be needed if the property is of unusual construction, dilapidated, has been altered, or where a major renovation or conversion is planned.

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Detailed picture of a property’s construction and condition

Contains Local Surveyor’s advice

Identifies existing or potential problems

Recommends suitable remedial work needed

Estate Agent Valuation

Thinking about selling your house? Find out its value from a recommended estate agent.

Because we’re part of the SDL Group, we have access to CENTURY 21 UK, which is one of the UK’s largest networks of estate agents with a branch in most areas.

CENTURY 21 UK can arrange for an estate agent to come out and view your property and provide you with a valuation.